As regards the geographical breakdown, Liguria accounts for 48.3% of the loans to customers, down against the 50.4% registered at the end of 2007 (47.4% in September 2008). Lombardy is the second region, with a share of 13.9%(15.1% in December 2007 and 14.6% in September 2008), Tuscany is the third region with a share of 8.4% (9.5% and 8.9% in December 2007 and September 2008 respectively). With reference to loans, the acquisition of former ISP and UCB branches brought a decrease in Liguria's share, in favour of Veneto, Lombardy and Sicily in particular.
TOTAL LOANS TO CUSTOMERS (1) - GEOGRAPHICAL DISTRIBUTION (2)
| (figures in thousands of €) | Situation as at | |||||
|---|---|---|---|---|---|---|
| 31/12/08 | % | 30/9/08 | % | 31/12/07 | % | |
| Liguria | 10,197,692 | 48.3% | 9,275,247 | 47.4% | 8,811,884 | 50.4% |
| Lombardy | 2,930,072 | 13.9% | 2,860,286 | 14.6% | 2,642,911 | 15.1% |
| Tuscany | 1,783,681 | 8.4% | 1,740,079 | 8.9% | 1,662,060 | 9.5% |
| Piedmont | 1,434,984 | 6.8% | 1,367,476 | 7.1% | 1,150,129 | 6.6% |
| Emilia Romagna | 1,168,265 | 5.5% | 1,054,680 | 5.4% | 1,000,384 | 5.7% |
| Veneto | 1,145,467 | 5.4% | 1,126,574 | 5.8% | 288,124 | 1.6% |
| Latium | 879,277 | 4.2% | 808,426 | 4.1% | 795,631 | 4.6% |
| Sicily | 608,445 | 2.9% | 396,022 | 2.0% | 360,416 | 2.1% |
| Apulia | 242,756 | 1.1% | 243,356 | 1.2% | 228,686 | 1.3% |
| Sardinia | 232,316 | 1.1% | 232,105 | 1.2% | 213,976 | 1.2% |
| Marches | 163,817 | 0.8% | 154,631 | 0.8% | 155,679 | 0.9% |
| Umbria | 102,733 | 0.5% | 80,379 | 0.4% | 79,245 | 0.5% |
| Valle d'Aosta | 22,050 | 0.1% | 20,502 | 0.1% | 0 | 0.0% |
| Total Italy | 20,911,555 | 99.0% | 19,359,763 | 99.0% | 17,389,125 | 99.5% |
| Abroad | 208,334 | 1.0% | 199,150 | 1.0% | 89,040 | 0.5% |
| Total loans to customers | 21,119,889 | 100.0% | 19,558,913 | 100.0% | 17,478,165 | 100.0% |
(1) Gross of value adjustments and net of debt securities classified as L&R.
(2) Figures per branch province.